Caleb Uzcategui

Your Trusted Mortgage Advisor—Here to Guide You Home.

Let’s Make Your Next Move, Your Best Move!

Reliable Mortgage Support from Application to Closing and Beyond

Whether you’re buying your first home, upgrading to your next, securing a vacation home, or financing your forever home, having the right mortgage loan officer makes all the difference. With over 22.9K 5-star client reviews, ACM is proud to be recognized as a trusted and reliable home loan partner — delivering peace of mind at every step of the homeownership journey.

We understand that buying a new home or refinancing the home you love is always a big life event, which is why we focus on delivering tailored lending solutions and mortgage strategies to help you accomplish your homeownership goals.

Experienced Mortgage Professionals & Tailored Lending Solutions

Navigating today’s housing market requires a skilled mortgage professional who understands local markets and evolving lending guidelines. We specialize in a wide variety of home financing options, including Conventional, FHA loans, VA loans, USDA loans, Jumbo loans, and mortgage refinancing. Each solution is personalized to help meet your unique financial needs and long-term goals.

Our Lender for Life Commitment to Your Long-Term Success

We believe that a closed loan is just the beginning of our journey together. Throughout the life of your loan, we’ll help you monitor your home investment to discover new cost-saving opportunities and help you plan and achieve your future home purchase and refinance goals. Most importantly we’ll provide you with the tools and knowledge you need to leverage and take full advantage of your home investment making it work to your benefit.

Why Clients Choose ACM:

Simple, easy, streamlined loan process
Experienced knowledge, guidance, and reliable support
Transparent and easy-to-understand information
Clear and fast communication
Exceptional 5-star client experience

Zuppo Home Loan Team at Atlantic Coast Mortgage

Melinda Zuppo

SVP | Sr. Loan Officer
NMLS ID 349615

Caleb Uzcategui

Team Loan Officer
NMLS ID 2560273

Jessica Scruggs

Team Mortgage
Processor

Homebuying Essentials

Find your best-fit loan option

Quicklinks to get you started on your journey

Caleb Uzcategui

Team Loan Officer NMLS ID 2560273

Call Caleb Directly

Mobile (410) 353-2409
Office (571) 421-1704

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