I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate and the person you know is looking out for your best interests. I believe when you have a safe and stable place to call home, you can thrive in other parts of your life – because home is the foundation of everything that really matters.

I’m a good listener who will listen closely to gain a complete understanding of your goals and circumstances. If you’re a first-time homebuyer, we’ll walk through each step of the loan process, ensuring that you feel confident and informed along the way. If this is not your first home purchase, we can discuss how staple loan programs like conventional, jumbo, FHA, and VA loans have evolved to meet today’s market and consider any new products that may make sense for your situation. I’m here to help you accomplish your goals and look forward to providing a warm and positive experience.

Last but not least, although I’m a northern California native, I’ve lived on the East Coast for over 20 years. I live in Rockville, Maryland, with my husband, Brian, two teenage daughters, and our Goldendoodle, Murphy.

Licensed in:
District of Columbia, Maryland, Virginia

What Others Are Saying About Rachel

5.0
Rachel was very friendly and attentive. She listened to our needs in order to help us through the process from start to finish .
5.0
Rachel was an absolute pleasure to work with through our loan process as first time home buyers! She is so caring and helpful and walked us through everything with ease. She really brings a warm and personal touch to a financial experience that can be a little confusing and scary!
5.0
Rachel was very pleasant to work with. She was responsive to all of my inquiries. She even attended the property settlement to support her client. That's a first for me!

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Rachel Needle

Loan Officer NMLS ID 2020874

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